Questions About the Home Buyers Tax Credit

Here is an article that was published yesterday by RISMEDIA which answers the 'Top 4 Questions Home Buyers have about the Tax Credit'. Click HERE for link. For additional information, the Federal Housing Tax Credit Website can be accessed by clicking here HERE. As always, thank you for stopping by and taking the time to read our Naples Real Estate blog. We hope you will call us when you are ready to list or sell in Naples Florida. 239-370-0574

Naples is the Place to Be!

One of my co-workers just forwarded me an article that appeared in the New York Times over the weekend that I wanted to share! You don't just have to take my word for it...I've known for a long time that Naples is paradise...so, Here's what the Times had to say about our beautiful little city!

Read it HERE!

Florida Leads Big-Boat Market Rebound!

As recently reported in Soundings Trade Only magazine, there's a rebound happening in the boating industry and Florida, particularly Southwest Florida, is taking the lead! The first few months of last year saw very low sales volumes, but by mid-year big-boat brokers saw sales that surpassed the monthly units for all of 2008. By the last quarter of 2009 Florida brokers led the big-boat sales, which "bred guarded optimism about 2010." This optimism hasn't been so guarded in Naples as there was a record turnout in attendance at the recent Naples Boat Show, and many left as new boat owners! "In a good year we sell maybe one or two boats and plant a few seeds" reported Pete Kostuk, yacht broker with Galati Yacht Sales here in Naples. "This year we sold all four display boats in the first two days which included two buyers we'd never met before." He added, "Boaters may not be going as far or as fast, but they're still buying boats"! *pictured are some of our favorite passengers onboard Ithaka!

Older inventory, which brought sales down the past couple of years, is being absorbed and dealers are now introducing new models. Values on trade-ins are also becoming more acceptable as folks in the market to either 'buy up' or 'trade down' are taking advantage of the new inventory. Everyone agrees that it's a good time to buy a boat in Naples Florida, just as it is a great time to buy a waterfront home! Call us today for a list of all the waterfront best buys! 239-370-0574

Thanks and happy boating!

Happy St. Patrick's Day!

Happy St. Patrick's Day from me and Chip.

~In honor of the occasion I thought I would post one of my favorite Irish blessings, and appropriately, it is a

Home Blessing!

May these walls be filled with laughter,

may it reach from floor to rafter.

May the roof keep out the rain,

may sunshine warm each windowpane.

May the door be open wide

to let the good Lord's love inside.

There are wonderful activities already underway here on Fifth Avenue South in beautiful Naples Florida...there's a line up at Paddy Murphy's, and at McCabe's Irish Pub as well. The entire street is brimming with folks decked out in green...and there's just the right amount of sunshine popping through the clouds after an afternoon of showers to make a rainbow fairly certain!

Real Estate Predictions

I thought this was interesting enough to share....384 real estate markets across the United States are being tracked by CNNmoney.com. Check out the predictions for your city/area by clicking on this LINK. For detailed information about Naples Real Estate please call me or my partner, Chip Harris today! 239-370-0574 Thanks and make it a great day!

Location, Condition, Price, Marketing

Location, condition, price, marketing...these are the four items that determine how quickly a home will sell. A seller controls 3 of the 4! Take these two cases as an example:

1. A home in really poor condition, in an inferior location, will still sell if it is marketed properly and priced well.
2. If your home is in good condition, in a nice location, and if it is marketed correctly, but is still not selling: then the only factor that needs to be addressed is price.

Today's buyers are smart. They examine every detail before making an offer on a property, including the listing's history. How many price reductions, and how long a home has been listed weighs heavily on how close to the asking price an initial offer will come in...Pricing is crucial right from the start! Homeowners that stick to a price in the hopes of having more "room to negotiate" are eventually going to cut their price or follow the market down...and they usually end up negotiating a lower contract price than if the home was priced right to begin with.

In addition to all the other items that we are dealing with today, we also need to factor in the foreclosures and short sales that are dramatically effecting prices. Experts suggest, 'put your home on the market at the right price, and if it doesn't sell in the first 30 days, cut the price so you won't be caught in a downward spiral of price reductions'. Testing the market just isn't a good strategy anymore.

Well priced listings are selling in Naples Florida! Call us today for a list of our best buys! 239-370-0574

Writer's Block?

The most successful blogs are those which are written consistently. Regular, interesting entries...thought provoking posts...informative, catchy, entertaining...I read blogs often. I subscribe to several. I know a few bloggers that I believe should actually write books...they are really great writers. Their use of whirling words paint pictures in my head...I am mesmerized by their ability to describe simple things like planting an herb garden or cooking a souffle or shopping with a child with such imagery that I look forward to each and every one of their posts. ~I also enjoy 'professional' blogs about politics, music, movies, real estate & business...but not as much!

Lately I've had a bit of writer's block...The truth is, I can think of dozens of things to write about every single day...but I have been a little preoccupied with...well, with...selling and listing real estate! I have all good intentions, but frankly, by the end of the day I am pretty much beat and can't wait to just call it a day....Writing my real estate blog has dropped down on the list of priorities these past few weeks. Now that the intense influx of snowbirds has leveled out, and I am getting myself back into a schedule of sorts (yeah, right!), I am hoping to blog more regularly. Many thanks to my loyal fans who have gone so far as to pick up the phone and call me: "Where are you?...Is everything ok?" Yes, I am fine...It's just that it's season, and no matter how many years I have been doing this (29 years the end of this month~Whew!), I never seem to manage to pace myself...I am very happy that day light savings time is coming early this year (remember, Saturday, March 13th...spring ahead). I am looking forward to maybe getting home before dark...ah, wouldn't that be nice?

So, it may not really be 'writer's block' after all, but just a case of 'Busy Real Estate Agent-Wife-Mom-Mimi-Daughter-Volunteer-Artist'...not necessarily in that order. Stay tuned for tomorrow's post...I cannot guarantee whirling words, but I at least feel consistent coming on!

A Welcome Addition!

Welcome Suzanne Novita!

I think everyone here at the Coldwell Banker Previews office in Naples was thrilled this morning at our weekly sales meeting to be introduced to the newest member of the Fifth Avenue team, Suzanne Novita! Suzanne comes to us from the Coldwell Banker office in Delray Beach. She recently relocated to Naples so that she and her husband could be closer to family. Her primary duties will be real estate leasing and property management. She was highly recommended by her broker at Coldwell Banker on the east coast of Florida. Suzanne has strong organizational, technical and interpersonal skills. Her background and credentials are stellar, and I know she will be a great asset to our office. Welcome aboard Suzanne! The Harris-Peppe Team and the entire sales team and support staff are so happy to have you here in Naples. Best of Luck!

It's all about the friends we make along the way...

Tonight Chip and I are having two of my friends from New Jersey over for dinner with their spouses. We sold each of them a home here in Naples and it is a wonderful treat for me to have the afternoon free to prepare a loving meal for them...We get so busy this time of year, it isn't often that I get to enjoy my kitchen (except for mac & cheese for the grand babies) and even less often that we get to entertain friends from "home" in our home. Watch out Naples, there will be a little bit of "jersey" spoken at the Harris Peppe house tonight!

~While grocery shopping today I ran into another customer turned friend (instead of a friend turned customer) at Fresh Market...She said, "It's nice to see you doing normal things Michele." I thought that was funny...Then the day before yesterday I ran into Marshall's to exchange a birthday gift and bumped into two other customers who are now friends...It's true, most of the important relationships that I have made over the years happened because of the real estate business...best friends, God-children, hmmmm...a wonderful husband! So, no matter what anyone tries to teach you about business, not just the real estate business, but ALL businesses...remember this: It is all about relationships...and the friends we make along the way!

~Have a nice evening everyone...I know I will.

Social Networking and Today's Real Estate Agent

If you think social networking is just a passing fad, think again...to all of you real estate agents out there still doing business the old-fashioned way, please take a few minutes to watch this VIDEO ...In fact, anyone in any business should take 4 minutes to watch this video! To those of you who have embraced social networking, more power to you! It is the future, whether we like it or not...

~

You say you don't have the time for social blogging? Well then, you need to figure out a way to find the time. This is not an easy transition: I've been blogging for nearly 3 years, and especially at this busy time of year it is tough to set aside the time necessary to create interesting posts. I go days between tweets and youtube downloads...I created a MySpace page over a year ago and never went back...I created three profiles on LinkedIn; one for me, one for Chip and one for the team...boy, that was overkill...now I'll be googling "ways to delete a LinkedIn and MySpace account"! LOL! I even Skype customers whenever possible rather than talking to them on the telephone! Oh yes, phones, well that's a whole other story...the Blackberry vs. the iphone debate continues...I'm due for a phone upgrade on the 12th and any feedback you can share will be greatly appreciated! One thing I would like to interject is: PLEASE stop texting while you're driving people!

~

In closing, I'd recommend that you pick and choose your social networks wisely...Talk to others who blog and tweet and get some tips...attend webinars on the subject every chance you get...it is amazing the amount of information there is out there...Lastly, but certainly not the least...This [real estate] is still and always will be a people business. Don't get so lost and caught up in technology that you forget to interact with your customers on a personal level...One of the classes I took taught me that for every 10 posts on Facebook, 9 should be non-business related...After all is said and done, people really don't care how much you know until they know how much you care.

~

Till next time, remember, the sun is shining today in Naples Florida and we have some very pretty condos on the beach to sell...so call me! ...after you watch the video!

A Beautiful Sunset in Naples Florida

This is an un-retouched photograph of a beautiful sunset taken last night at The Moorings Private Beach in Naples Florida! You just gotta' love winter in paradise!

*click on photo for enlargement

Thank You!

Today's blood drive was a HUGE success!

I would like to personally thank the Naples Community Hospital Blood Center and Bloodmobile, the Downtown Naples Association, the donors from Merrill Lynch on 5th Avenue South, my fabulous friends who responded to my pleas and all the wonderful agents and staff here at Coldwell Banker Previews office that gave the gift of life today. We had a very successful drive which resulted in enough blood donated today to potentially save 72 lives!

~It is good, when at the end of the day, a person can look at themselves in the mirror and know that they made a difference in the world by taking the time to donate blood. A simple and safe procedure that only 3% of the 68% of qualified donors actually participate. My heart is overflowing with gratitude to those who took the time out of their busy schedules. Giving back to the community we serve is more than just good business...The quality of life in Naples depends on the generous support of those who live and work here. Donating blood takes less than 30 minutes and doesn't cost anything more than your time. Thank you so much!

All Our Listings Are On Youtube!

We have been busy getting some fabulous new listings in our inventory here in beautiful Naples Florida! Prices, selection, mortgage rates and the weather have never been better! Call us today to preview some of these wonderful homes.

239.370.0574

~and, Please check out the virtual tours and videos on YOUTUBE!

Thank you...have a great weekend!

Goal Planning

Everyone who knows me knows that I am a huge goal planner....whether it is personal, family or business goals...whether it be a daily, monthly, annual or long term goals; I write a comprehensive business plan each and every year that includes systems and strategies for accomplishing these goals. So, the fact that I went to a Goal Planning seminar at the Board of Realtors today may baffle those who know I have taught Business Planning and Time Management classes for years...First of all, I firmly believe that sharpening the blade is necessary in order to stay honed in this ever changing real estate industry--Sometimes that means attending 'Real Estate 101' classes, better known as getting 'back to the basics', to see what is right there in front of you that you might be overlooking in your daily activities. Secondly, I have never been to a seminar in my life that I have not walked away with at least one new good idea. Today was no different. From this day forward I am going to carry with me, in my wallet, a list of 3 things in each of the previously mentioned categories: personal, family and business; as my one year goals...put in writing each year in January and carried in my wallet so that each and every time I open my wallet I will be affirming my abundance while being conscious of these goals. Lastly, I attended today's seminar because it was hosted by a dear friend, and former manager, Patti Brotherton from California! It was a mini reunion, as seven of her former agents from the mid-90's were there in attendance cheering her on and sharing accolades of our former broker with the group...we were able to attest to all her recomendations and ideas becasue each of us had already 'been there and done that'! So, let me suggest you all do the same thing...You don't need to be in real estate to practice this activity. Right now, think of 3 things you want to accomplish by the end of 2010 in each category and write it down...now put it into your wallet! From left to right: Audry, Lee, Jeri, Patrick, Patti, Doug, Judy, Lauren and me! Thank you Patti from all of us

for being here to share your energy with the group in Naples today!

They're Baaaack!

I haven't been blogging, there's no time to tweet...and all my facebook friends are wondering where I am...I think I lost my space on myspace...forget about youtube...no time for tunes and videos...and lately I'm more "linked-out" than LinkedIn...

YES, 'season' is in full swing, and our wonderful snowbirds are back looking for homes in paradise! The Harris Peppe Team is busy! Have you seen our featured home of the week yet? Check it out at www.NaplesRealEstate.com and please call us if you or someone you know is interested in having us show you around our beautiful little town! 239.370.0574

Ah, life is good in Naples!

Good Time to Buy a Home

Now is the best time to buy a home! Hear Jim Gillespie, the CEO of Coldwell Banker on Fox News yesterday! This was a very good interview. Does anyone else out there remember 20% interest rates back in the early 80's? I can't believe I've been doing this for so long. Good Time to Buy a Home

Naples Best Waterfront Opportunity

OPEN SUNDAY January 10th, 2010 from 1-4 PM

1150 Sandpiper Street

Beautifully remodeled direct gulf access single family home located in the nautical neighborhood of Oyster Bay. Updating includes new granite & stainless kitchen, luxurious baths, marble flooring and a new dock with lift. Picture perfect decor...a real pleasure to show in every way! A stone's throw by boat to Naples Bay; and just a short walk to Bayfront's restaurants, the Naples Bay Resort, and all the wonderful downtown amenities. Situated on an elevated lot with western exposure and surrounded by lush landscaping and swaying palms. To top it all off, the below ground pool adds to the fun of this fabulous residence which epitomizes true Florida living at its best! Aggressively priced at $749,000 to encourage offers. Call the Harris Peppe Team today for a private showing. 239.370.0574 or come by our open house on Sunday! Hope to see you there!

Happy 2010 from The Harris Peppe Team

Happy New Year from The Harris Peppe Team! There are a lot of wonderful things going on around here that we'd like to share. First off, today marked the first Business Meeting of the year here at the Coldwell Banker Fifth Avenue Previews office in downtown Naples, and the first meeting presided over by our new broker, Joni Albert. She did a great job and everyone is pleased and excited to have her leadership take us into the next decade here at the Previews office. Joni has been licensed in real estate sales since 1984, and has been a manager at a competitor's office in Naples for 10 years. She came to Naples from Upstate New York. She is very active in the local Board of Realtors and the Naples On The Gulf Chapter of The Women's Council of Realtors. Joni has had numerous professional awards, but most notably she was honored as The Greater Capital Association of Realtors-Realtor of the Year in 2000. After reviewing what's happening in our local market, it is my opinion that we are in for one of the busiest seasons we've seen in four years. Our phones are ringing, our listings are being shown, and we are taking some fabulous new listings! Several factors indicate that Naples Florida home prices are at or near the bottom. That is not to say that every community has hit the bottom. Keep in mind, not only is real estate "local", but also within a town like Naples, each neighborhood has its own personality and market conditions. Those things which I think are impacting our local market are: Inventory, Interest Rates and Pent Up Demand. Inventory is down! Current Inventory is 7,946 Active Residential Listings per the Naples MLS system, SunshineMLS. That is more than a 40% decrease in inventory! Wow! There were 7,040 closed sales in 2009 as compared to 4,651 total closed sales in 2008. Nearly 70% of the 2009 closed sales were listings priced below $300,000. Obviously, this remains our most popular price point. Only 6% of last years closed sales were listings priced over $1 million. Interest Rates are Still Low! Although banks are much stricter with lending, mortgage rates remain low. Today's rates are just slightly over 5% fixed for 30 years, and jumbo loans are around 6%. Our loan department here at Coldwell Banker is one of the few lenders making 20% down loans available to qualified purchasers of 2nd home condominiums. I invite you to call Kelly Rebimbas at Sunbelt Lending if you have any questions. Her direct number is 1.239.273.5239. More credit defaults are predicted, and this too will effect values. In addition, predictions are being made that rates will be going up in the spring. This should also motivate buyers to make decisions now. Sales Activity is Up! The Naples market is driven by 2nd home buyers and Naples remains a very attractive place for snowbirds to spend the winter. (although this week our temperatures have barely gotten out of the 50's). Some homes are selling in price levels I haven't seen since the last decade! Buyers are looking for values and finding them. In the next 10 years over 35 million baby boomers will be turning 60 in this country. That is a huge source of buyers who could potentially be relocating to Southwest Florida. In addition our European and Canadian friends are also making a come-back.

Lots of good news! Don't you agree? Wishing you all a happy, healthy and prosperous 2010.

We look forward to working with you!

2010 Marketing Strategies

While putting the finishing touches on our 2010 Business Plan, including detailed marketing strategies and a budget, it was interesting for me to note the following observations according to the National Association of Realtors. NAR asked over 100,000 consumers to rank the "usefulness" of information sources when 'buying' real estate.

Here are some of their findings for 2009:

• The real estate agent (81%) edged out the Internet (77%) for the top spot as "very useful" for the first time in years! Within the margin of error, this is considered a tie.

• Yard signs, considered "very useful" 42% vs. 46% in 2008, virtually unchanged.

• In the top 10 categories, billboards went from 9th place to 4th place for usefulness. Hmmmmm...Interesting.

• Television, which was ranked in 10th place last year earned the #5 spot in 2009.

• Home book magazines dropped from 27% "very useful" to 90% "not useful" in one year!

• Newspaper advertising went from 29% "very useful" to 98% "somewhat useful".

• Buyers ranked Open Houses as "very useful" 40% of the time in 2008, but in 2009 buyers only ranked open houses "very useful" 10% of the time!

Briefly, taking all of this into consideration, I've concluded that The Harris-Peppe Team will continue our focus on Internet marketing, expand our social media networking and devise time management plans for staying organized and on-task online. You will NOT see our smiling faces on a billboard or a bus stop bench...We are checking into the costs of TV advertising...We are downsizing and/or eliminating most print media...But, we will continue to do open houses because although it is obvious that buyer's habits are changing, we still think that next to personal referrals, the best way to meet and build rapport with a potential customer is face-to-face.

*Michele Peppe has taught Business Planning and Time Management to both new agents at Coldwell Banker and to real estate professiosnals at Arvida University as well as being a platform speaker at a number of local and state engagements.

Sunset Island

Chip and I drove out to Everglades City last night to have dinner with friends that were visiting from out of town. It's less than an hour drive from downtown Naples, but it might as well be half-way around the world. When you arrive in this sweet little village where time stood still more than a few decades ago you really feel like you are being tossed back to another era. Everglades City served as the county seat early in the last century until 1961 when it was moved to Naples. The first modern day settler came in 1868, although the Calusa Indians resided there 2,000 years ago. There are a lot of links on the Paradise Coast website that I encourage anyone in the area to explore. You can still dine at the famous Rod and Gun Club lodge where Ernest Hemingway stayed when he came to the 10,000 Islands to fish and hunt. Also, the historic Smallwood General Store is still operating, and the Museum of the Everglades should not be missed! There is a wonderful Bed and Breakfast named, The Ivey House.

We took the pontoon boat over to Sunset Island (the only way to get there--no cars!) and were treated to an amazing sunset...easy to see how the island got its name! There are so many treasures in Southwest Florida...Life is beautiful on the Paradise Coast!

Honoring Those Who Serve Our Nation

Please take a quiet moment and join The Harris Peppe Team today, Veteran's Day, by recognizing the men and women who are currently defending our nation as well as those who have bravely served in the past. Let us never forget those who have dedicated their lives in preserving our cherished freedom, democracy and human dignity. In addition let us also remember the sacrifices of their families and loved ones. It is with our deepest gratitude for your service to our country that we are so thankful.

We will never forget your valor.

"As we express our gratitude, we must never forget that the highest appreciation is not to utter words, but to live by them."

~John Fitzgerald Kennedy

Naples Real Estate Statistics for October

Naples Residential Closed Sales : A Comparison of October 2008 vs. October 2009

• In October 2008 there were a total of 392 Closed Sales compared to 483 Closed Sales last month. Approximately a 19% increase.
• October 2008 Closed Sales priced under $300,000 totalled 239 (61% of the total closings) vs. 323 Closed Sales in October 2009 (66.8% of the closings).
• 36 of the closed sales in October 2008 were Previews Properties (those listed at or above $1 million dollars). In October 2009 28 of the 483 were Previews Properties.
• Pending Sales in October 2008 totalled 570. In October 2009 we saw a dramatic increase with 1,014 residential listings going Pending.

October also saw the first increase in listings taken since March. It is typical that we see an increase in homes and condos on the market this time of year as sellers prepare for the upcoming season.

Naples is divided into Geographic Areas in the Multiple Listing System. Here is an example of the Average Sale Price changes in the past 12 months (0-12 months) vs. the previous 24 to 12 months in some of those Naples Areas:

• NA 06: Olde Naples Prices are down -14.7%
• NA 07: Port Royal/ Aqualane Shores Prices are up +7.4%
• NA 08: Royal Harbor area/ Windstar prices are up +11.1%
• NA 05: Crayton Road area: Prices are down -20.5%
• NA 15: Between Goodlette & US 41 Prices are down -24.6%

*Keep in mind, some of those increases may have been caused by the more expensive 'newer home' listings that have been selling vs. the 'older home' listings which command much less per square foot and are priced closer to lot value in many cases. Such is the case in the Crayton Road area, as an example, which saw fewer newer home sales compared to the Royal Harbor area, which has seen more newer construction sales in the past 12 months than the previous 12 months. For more details or for results in other Geographic areas in Naples, please call us.

Based on the current inventory in the Naples MLS, today's attractive interest rates, the national Pending Home Sale Index, the number of residential listings that went under contract last month AND the increase in Internet inquiries that The Harris Peppe Team is experiencing (more than a 400% increase in website registration in October 2008 vs October 2009), I'd say we are in for a great season ahead! Factor in the pent up demand, the number of "baby boomers" moving south and the desirability of Naples Florida and we have a winning combination! There has NEVER been a better time to buy a home in Naples Florida! If you or someone you know is interested in receiving a "Welcome to Naples" package, please contact someone from The Harris Peppe Team today! We hope to hear from you soon and we look forward to earning your business! 239.370.0574

Have a great November!

Trick or Treat?

Can you believe it is the end of another month? The time just seems to fly by... Halloween to me always signifies the beginning of the holiday season...everywhere you look there are decorations. Each year it seems to get a little bit earlier. Doesn't it? Or is it just me? In addition to preparing for the holiday season, real estate agents in the south are also gearing up for our "other" season. The influx of "snowbirds" arriving is already evident by the out-of-state plates seen driving south along the interstate. I haven't finished my month end reports yet, but by the looks of things, after a cursory review, I'd say we are in for a good season. [Once done I will post the results of the October figures]. Inventory is down, rates are still low, the banks seems to be getting a handle on the short sale process, and there is a pent up demand looming over Naples that we haven't seen in several years. Our website inquiries are up, compared to last October a 400% increase! So, Happy Halloween everybody! "Trick or treat?" I'd say we are all in for a few treats...that is if you ring the right bell! ...Hoping you will call The Harris Peppe Team at 239-370-0575!

Staying Connected

We are eager to get back to the office after spending the past couple of months on the third leg of the Great Circle Route . While away we observed the following, which we would like to share with you: 1. No matter how far from civilization we veered off the beaten path; if there was a For Sale sign on a remote island on the rivers or on a cottage lawn on a quiet cove, it was almost always a Coldwell Banker sign!! The blue and white brand is universally recognized and respected. We are coming home more certain than ever that we are affiliated with the best full-service real estate company. We never missed an opportunity to stop in and visit with Coldwell Banker offices along the way. We met and networked with agents from many of our "feeder markets". Many already either know someone in Naples or knew someone looking to buy! They were glad to now have met a referral contact personally! 2. Even though we have a great office set up on board (see photo inset), there were many days while we were underway that we did not have reliable cell service and Internet connections- Krista, Meagan and Sam held down the fort like the competent experts that they are and handled all situations with the skill and efficiency of seasoned professionals. Together The Harris-Peppe Team closed $ 4 million in sales in the last 60 days and currently has over $ 4 million pending, including a $1.9 million dollar listing under contract that Chip negotiated last week! PLUS, We took some great new listings, too! 3. Unanimously, the Internet is the number one means to advertise, as told to us by the top agents we met along the way, as well as is evident by the number of quality leads we have been receiving each day from our websites. We now have 3 websites...and you can follow us on Twitter, Facebook, LinkedIn as well as subscribing to our blogs and YOUTUBE channels. We intend to continue to dominate the Naples area with our successful web presence. We know we have challenges ahead, but we also know we have the strength of these three key ingredients to success: An internationally recognized real estate company: Coldwell Banker; a winning sales team: Harris Peppe; and a fabulous web presence with NaplesRealEstate.com, NaplesPreviews.com and NaplesRealEstateEtc.com

We hope to hear from you soon, and we look forward to earning your business!

Call us anytime with any questions about Naples Real Estate at: 239-370-0574

Rates Dip Below 5%

Interest rates on a 30 year home loan dropped below 5% for the first time since May! ~and, Currently 29% of mortgage experts polled by Bankrate.com expect further reductions in the next 30 days. For more information about today's rates please contact our team member at Sunbelt Lending, Kelly Rebimbas 239-273-5239 direct or email her at krebimbas@sunbeltlending.com On another note, on Thursday, The National Association of Realtors reported that the number of "signed sales contracts" rose for the 7th consecutive month! It's a good time to be a buyer! Call a member of The Harris-Peppe Team today for details about the best buys and extraordinary values available in Naples Florida.